Having specific insurance coverage in place to mitigate a cyber event can reduce its impact on a business from a financial, reputational and business interruption perspective.

Key considerations for businesses when choosing cyber insurance are whether the policy provides:

  • Cover for the costs of dealing with data breaches
  • Cover for the costs of dealing with cyber liability claims
  • Cover for business losses from a cyber event
  • Cover that helps businesses deal with the impact of cyber crime − Cover for hardware and data corruption
  • Access to expert advice and support (e.g. IT, legal, forensic and media relations) when an incident occurs


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