Having specific insurance coverage in place to mitigate a cyber event can reduce its impact on a business from a financial, reputational and business interruption perspective.

Key considerations for businesses when choosing cyber insurance are whether the policy provides:

• Cover for the costs of dealing with data breaches
• Cover for the costs of dealing with cyber liability claims
• Cover for business losses from a cyber event
• Cover that helps businesses deal with the impact of cyber crime − Cover for hardware and data corruption
• Access to expert advice and support (e.g. IT, legal, forensic and media relations) when an incident occurs

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